Social Welfare Policies Questions
There are three main approaches to providing unemployment benefits through social welfare policies:
1. Universal approach: Under this approach, unemployment benefits are provided to all individuals who are unemployed, regardless of their income level or previous employment history. This approach aims to ensure that everyone has access to financial support during periods of unemployment.
2. Means-tested approach: In this approach, unemployment benefits are provided based on an individual's financial need. Eligibility for benefits is determined by assessing the income and assets of the unemployed individual. This approach aims to target resources to those who are most in need of financial assistance.
3. Insurance-based approach: Under this approach, unemployment benefits are provided to individuals who have contributed to an unemployment insurance fund through payroll deductions during their employment. Eligibility for benefits is based on the individual's work history and the amount of contributions made to the fund. This approach aims to provide temporary financial support to those who have lost their jobs due to circumstances beyond their control.
It is important to note that countries may adopt a combination of these approaches or have variations in their implementation based on their specific social welfare policies and economic conditions.