What is the purpose of regulatory sandboxes in financial regulation?

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What is the purpose of regulatory sandboxes in financial regulation?

The purpose of regulatory sandboxes in financial regulation is to provide a controlled environment for innovative financial technology (fintech) companies to test their products, services, or business models. It allows these companies to operate under relaxed regulatory requirements and safeguards, enabling them to experiment and gather data on their innovations without the risk of non-compliance. The objective is to foster innovation, promote competition, and ensure consumer protection in the financial sector.