Describe the concept of market failures.

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Describe the concept of market failures.

Market failures refer to situations where the allocation of goods and services in a market is not efficient, resulting in a loss of economic welfare. These failures occur when the market fails to allocate resources in a way that maximizes social welfare or when the market fails to provide certain goods or services altogether. Market failures can arise due to various reasons, such as externalities, public goods, imperfect competition, information asymmetry, and income inequality. Examples of market failures include pollution, underprovision of public goods, monopolies, adverse selection, and moral hazard.