Biometrics Questions
Biometric payment systems involve the use of biometric technology to authenticate and authorize transactions. The process typically includes the following steps:
1. Enrollment: The user's biometric data, such as fingerprints, iris scans, or facial features, is captured and stored securely in a database. This process may require the user to provide identification documents for verification.
2. Registration: The user's biometric data is linked to their payment account or card details. This step ensures that the biometric information is associated with the correct financial account.
3. Authentication: When making a payment, the user's biometric data is captured again and compared with the stored data for verification. This can be done using a biometric scanner or sensor, such as a fingerprint reader or facial recognition camera.
4. Authorization: If the biometric data matches the stored data, the payment is authorized, and the transaction is processed. This step ensures that only the authorized user can initiate and complete the payment.
5. Transaction Processing: Once the payment is authorized, the necessary funds are transferred from the user's account to the merchant's account. This process may involve encryption and secure communication channels to protect the transaction details.
Overall, biometric payment systems provide a secure and convenient way for users to make payments by leveraging their unique biological traits for authentication and authorization.